A Study of Home Equity Options

A Study of Home Equity Options

Introduction Understanding how to access home equity is crucial for homeowners looking to leverage their property’s value for various financial needs. Second mortgages, including HELOCs, home equity loans, and cash-out refinancing, provide avenues to tap into...
The Growing Popularity of Second Mortgages

The Growing Popularity of Second Mortgages

The current market for second mortgages is experiencing a significant increase in demand among homeowners. This surge in popularity is driven by various factors, including: Rising Home Values: As home values continue to increase, homeowners are finding themselves with...
U.S. Hiring Slowed Dramatically in April

U.S. Hiring Slowed Dramatically in April

Wage growth came in far below estimates according to Friday’s jobs report. Unemployment inched up in April, breaking the trend of strong jobs reports over the past year.  The silver lining is that this trend is good news for mortgage rates. The U.S. economy added...
Why People Choose HELOC Loans

Why People Choose HELOC Loans

Why are most homeowners choosing to access equity in their homes opting for a Home Equity Line of Credit (HELOC) loan?  Primarily because most homeowners currently have an interest rate on their mortgages that is far lower than the current market rate.  A cash-out...
The Best Springtime Dinners #3

The Best Springtime Dinners #3

Air Fryer Chicken Parmigiana Here is the third installment of our Springtime dinner series.  This is a quick, simple and tasty version of Chicken Parmigiana, (aka Chicken Parmesan), using an air-fryer instead of pan-frying.  Its crispy and loaded with flavor....